FHA Loan Max Loan amount for Hazard, Perry County, KY in 2026

In 2026, the FHA loan limit in Hazard county of Perry, KY, is $472,030 for a single-family home. For two-unit homes, it is $604,400, and for three-unit properties, $730,525. The limit for four-units is $907,900.

The highest loan amount available for conventional loans on a single-family residence stands at $726,200. For two-unit properties, it is $929,850, while three-unit residences have a limit of $1,123,900, and for four-units, it reaches $1,396,800.

Take advantage of our FHA calculator to explore today’s optimal FHA rates and to assess the necessary down payment, income, credit score, reserves, and documents needed to secure financing.

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Examine your loan alternatives in Hazard, KY

With the Lendersa® calculator, you can compare FHA rates and terms against those from various other loan programs. Explore and assess Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA terms.

Lendersa® accesses extensive loan data from countless lenders and offers rapid comparison aligned with your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Hazard county of Perry, KY, enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare qualifications like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized.

Loan limits Hazard county of Perry, KY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Hazard FHA Lenders

  • Alliance Home Mortgage
  • 583 W Laurel Rd, Suite 4, London, KY, 40741
  • Lends in Kentucky
  • At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding

  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Lends in Kentucky
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.

  • Fahe
  • 319 Oak Street, Berea, KY, 40403
  • Lends in Kentucky
  • Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,

  • The Citizens Bank
  • 114 West Main St, Morehead, KY, 40351
  • Lends in Kentucky
  • The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens.

    The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.

  • Morehead Community Federal Credit Union
  • 503 West Main Street, Morehead, KY, 40351
  • Lends in Kentucky
  • At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978

    Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu

  • Traditional Bank
  • 49 West Main Street, Mount Sterling, KY, 40353
  • Lends in Kentucky
  • Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.

  • Peoples Exchange Bank
  • 101 North Main Street, Winchester, KY, 40391
  • Lends in Kentucky
  • Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.

  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Lends in Kentucky
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.

    Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.

  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Lends in Kentucky
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Kentucky
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.