In 2026, the FHA loan limit in Prestonsburg county of Floyd, KY, is $472,030 for a single-family home. For properties with two units, it's $604,400, for three-unit homes, $730,525, and for four-units, the maximum is $907,900.
The maximum on conventional loans for a single-family residence is $726,200. Two-unit homes can borrow up to $929,850, for three-units, the limit is $1,123,900, and for four-units, it’s $1,396,800.
Use our FHA calculator to view today’s best FHA rates and assess the down payment, income, credit, reserves, and necessary documents required to qualify.
The Lendersa® calculator enables comparison of FHA rates and terms with various other loan programs. Delve into and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers loan program information from thousands of lenders, aligning it rapidly with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Prestonsburg county, Floyd, KY, provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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