In the year 2025, the FHA loan limit for London in the county of Laurel, KY is $472,030 for a single-family home. Properties with two units have a limit of $604,400, for three units it's $730,525, and for four units, the limit extends to $907,900.
For conventional loans, the ceiling for a single-family residence is $726,200. For a dwelling of 2-units, the maximum is $929,850; for 3-units, it is $1,123,900, and for 4-units, it caps at $1,396,800.
Utilize our FHA calculator to discover today’s best FHA rates and the required down payment, income, credit score, reserves, and documents to qualify.
Through the Lendersa® calculator, you can compare the rates and terms of FHA loans with those of other loan programs. Delve into options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly gathers loan program data from thousands of lenders, making comparisons to your distinctive financial profile both quick and easy.
The Loan Limits Comparison Table for 2025 in London, Laurel, KY, facilitates comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For a detailed comparison of qualification criteria like income, reserves, and credit, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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