In 2026, the FHA loan limit within Somerset county of Pulaski, KY is set at $472,030 for a single-family home. For a duplex, the limit is $604,400, while for a triplex, it's $730,525, and for four units, the cap is $907,900.
The highest allowable amount for conventional loans on a single-family dwelling is $726,200. For two-unit homes, this increases to $929,850, for three-unit homes the limit is $1,123,900, and for four units, it's $1,396,800.
Utilize our FHA calculator to access today’s leading FHA rates and determine what down payment, income, credit, reserves, and documents are necessary for qualification.
The Lendersa® calculator allows for comparing FHA rates and terms with those of numerous other loan programs. Investigate and contrast, for example, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Data from thousands of lenders is compiled by Lendersa®, offering rapid comparison tailored to your unique financial profile and needs.
Utilize the Loan Limits Comparison Table for 2026 in Somerset county of Pulaski, KY to assess maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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