For the year 2026, the FHA loan limit for a single-family home in the county of Scottsville, part of Allen, in the state of KY, stands at $472,030. For properties with 2-units, the limit increases to $604,400; for 3-unit homes, it further extends to $730,525, while 4-units are capped at $907,900.
On the other hand, the maximum loan amount for conventional loans on a single-family residence is $726,200. For 2-unit properties, it increases to $929,850, rising to $1,123,900 for 3-units, and for 4-units, the cap is set at $1,396,800.
Utilize our FHA calculator for discovering today’s most favorable FHA rates and calculating essential factors like down payment, income verification, credit requirements, reserve amounts, and necessary documents needed for your eligibility.
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With the Lendersa® calculator, you can comprehensively compare FHA rates and terms alongside a variety of other loan programs. Engage in detailed comparisons with conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, all in contrast with FHA offerings.
Drawing loan program data from thousands of lenders, Lendersa® efficiently matches this data to your individual financial profile, swiftly delivering custom results that cater to your unique needs.
The detailed Loan Limits Comparison Table for 2026 in Scottsville county, part of Allen, KY, allows an in-depth comparison of maximum loan amounts across several programs including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate contrasting qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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