2026 FHA (Government Loans) Limits for Bowling-Green, Warren County, Kentucky

For 2026, the FHA loan limit in Bowling-Green, within Warren, KY, is $356,362 for a one-unit family home, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit homes.

As for conventional loans, the maximum amount for a single-family house is $548,250, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for units with four families.

Utilize our FHA calculator to discover today's best FHA rates, and learn about the required down payment, income, credit score, reserves, and documents to qualify.

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Evaluate your loan options in Bowling-Green, KY

The Lendersa® calculator allows for an in-depth comparison between FHA rates and terms and those of various other loan programs. Look into and weigh options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, along with FHA.

Lendersa® gathers extensive loan program data from numerous lenders, instantly comparing it against your individual financial profile and needs.

In 2026, utilize the Loan Limits Comparison Table in Bowling-Green, Warren, KY to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria like income, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Bowling-Green county of Warren, KY

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Bowling-Green FHA Lenders

  • Service One Credit Union
  • 1609 Campbell Ln, Bowling Green, KY, 42104
  • Lends in Kentucky
  • Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members'​ financial well-being through personal relationships.

  • American Bank & Trust
  • 1302 Scottsville Road, Bowling Green, KY, 42102
  • Lends in Kentucky
  • American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.

  • Franklin Bank & Trust
  • 317 N Main St, Franklin, KY, 42134
  • Lends in Kentucky
  • Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you.

    We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.

  • Morgantown Bank & Trust
  • 201 N Main Street, Morgantown, KY, 42261
  • Lends in Kentucky
  • Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.

  • Edmonton State Bank
  • 909 West Main Street, Glasgow, KY, 42141
  • Lends in Kentucky
  • Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.

  • South Central Bank
  • 501 S. L. Rogers Wells Blvd, Glasgow, KY, 42141
  • Lends in Kentucky
  • South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.

  • Planters Bank
  • 1312 S Main St, Hopkinsville, KY, 42240
  • Lends in Kentucky
  • Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.

Also lends in Kentucky

  • Tri-Star Financial Group
  • 1300 Wentworth Drive, Gallatin, TN, 37066
  • At Tri-Star Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available

  • Lending Hand Mortgage LLC
  • 510 Lentz Dr, Madison, TN, 37115
  • We're the mortgage brokers with Lending Hand Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We understand that no two clients are the same so our loan origination approach is tailored to each client for their specific needs.

  • Accurate Mortgage Group
  • 1321 Murfreesboro Pike, Suite 200, Nashville, TN, 37217
  • Accurate Mortgage Group is a division of Acopia, LLC, which is a locally owned and operated mortgage lender in Middle Tennessee. But, really, we’re pretty much like you. Many of us grew up in this area and, those who didn’t, are quick to say how happy they are to have moved here. We’re proud to say that we live