In 2025, the FHA loan limits for Shepherdsville county, belonging to Bullitt, KY, are set at $472,030 for single-family homes. They increase to $604,400 for 2-unit properties, $730,525 for those with 3 units, and $907,900 for residences with 4 units.
The ceiling for conventional loans on a single-family residence is $726,200. For a 2-unit home, it rises to $929,850, for a 3-unit property, it's $1,123,900, and for 4 units, the maximum is $1,396,800.
Leverage our FHA calculator to discover today's leading FHA rates and determine necessary qualifications such as downpayment, income, credit, reserves, and required documentation.
The Lendersa® calculator is designed for comparing FHA rates and terms with all available loan programs. Delve into and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive loan program data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Shepherdsville county within Bullitt, KY allows for comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To better understand qualification criteria such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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