For the year 2026, the FHA loan limits in Fort-Knox county, part of Hardin, KY, are as follows: $356,362 for a single-family home, $456,275 for 2-unit dwellings, $551,500 for 3-unit properties, and $685,400 for 4-unit residences.
The highest loan amount available for conventional loans on a single-family residence is $548,250, with limits of $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to access today's finest FHA rates and determine what down payment, income level, credit score, reserves, and documents are required to qualify.
The Lendersa® calculator provides functionality to compare FHA rates and terms against those of other loan programs. It allows you to explore and compare conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® acquires loan data from thousands of lenders, providing quick comparison based on your unique financial profile and needs.
Within the Loan Limits Comparison Table for 2026 in Fort-Knox county of Hardin, KY, examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare qualification requirements like income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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