As of 2026, the FHA loan limit applicable in the county of Westwood, within the confines of Boyd, KY, is established at $472,030 for a single-family home. If your home consists of 2-units, the limit adjusts to $604,400. For 3-units, the constraint rises to $730,525, while 4-unit properties have a limit set at $907,900.
Conversely, for conventional loans, the maximum loan amount for a single-family dwelling stands at $726,200. Meanwhile, for properties with two living units, the cap is $929,850, increasing to $1,123,900 for three units, and peaking at $1,396,800 for four-unit buildings.
Our FHA calculator is a vital tool allowing you to uncover today's most advantageous FHA rates. By using this tool, you can accurately determine the necessary down payment, verify income requirements, check your credit score, assess reserves, and identify needed documents for qualification.
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The Lendersa® calculator provides the capability to compare FHA loan rates and terms with those found in a vast array of other loan programs. You'll have the opportunity to dive into comprehensive comparisons that include conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA possibilities.
Gathering extensive loan program data from thousands of reputable lenders, Lendersa® swiftly aligns this information with your distinct financial situation and personal requirements, offering precise comparisons and insights in mere seconds.
The detailed Loan Limits Comparison Table for 2026 in Westwood, within the jurisdiction of Boyd, KY, provides a thorough comparative analysis of maximum loan amounts across a broad spectrum of programs, including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To further compare various qualification requirements, such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) should be utilized.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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