In 2025, the FHA loan limit for a single-family home in the county of Louisa, located within Lawrence, KY, is set at $472,030. For properties with 2-units, the limit is $604,400. For those with 3-units, it extends to $730,525, while for 4-unit residences, it reaches $907,900.
Concerning conventional loans, the maximum loan amount available for a single-family residence is $726,200. For 2-unit homes, this limit rises to $929,850. If your property consists of 3-units, the maximum amount is $1,123,900, and for 4-units, the cap is $1,396,800.
Utilize our FHA calculator to discover today’s best FHA rates available and to accurately determine necessary factors like down payments, income requirements, credit evaluations, reserves, and the documents required to qualify for a loan.
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The Lendersa® calculator facilitates the comparison of FHA rates and terms with those from other diverse loan programs. Among the options, you can explore are conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Gathering data from a multitude of lenders, Lendersa® ensures a swift and precise comparison against your specific financial profile, meeting your unique needs efficiently.
Our comprehensive Loan Limits Comparison Table for 2025 in Louisa, covering Lawrence, KY, allows you to compare maximum loan amounts across a wide variety of program categories. These categories include FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, make the most of Lendersa® Super Loan Integrated Qualifier (SLIQ™) for the fullest assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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