FHA Loan Max Loan amount for Benton, Bossier County, LA in 2026

For the year 2026, the FHA loan limit is as follows in the county of Bossier in Benton, LA: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit structures, and $907,900 for homes with four units.

The top amount for conventional loans for a single-family dwelling is $726,200, while for two-unit buildings, it is $929,850. This increases to $1,123,900 for three units and $1,396,800 for four units.

Utilize our FHA calculator to get an assessment of today’s best FHA rates and compute the necessary down payment, income level, credit score, reserves, and other qualifying documents needed.

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Explore Loan Alternatives in Benton, LA

The Lendersa® calculator is a tool that lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects and analyzes loan program data from countless lenders, providing comparisons in seconds based on your specific financial circumstances and needs.

This Loan Limits Comparison Table for 2026 specific to Bossier, located in Benton, LA, offers a detailed side-by-side comparison of maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To evaluate qualification needs such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for use.

Loan limits Benton county of Bossier, LA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Benton FHA Lenders

  • Citizens National Bank, NA
  • 2711 E. Texas Street, Bossier City, LA, 71111
  • Lends in Louisiana
  • Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.

  • Acadiana Mortgage
  • 1017 Benton Road, Bossier City, LA, 71111
  • Lends in Louisiana
  • We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.

  • Patriot Mortgage SBC LLC
  • 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
  • Lends in Louisiana
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • J & L Processing/Mortgages
  • 2234 Windsor Ct, Bossier City, LA, 71111
  • Lends in Louisiana
  • At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership

  • Home Federal Bank (Louisiana)
  • 624 Market Street, Shreveport, LA, 71101
  • Lends in Louisiana
  • Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts

  • Louisiana Catholic FCU
  • 814 Jordan Street, Shreveport, LA, 71101
  • Lends in Louisiana
  • Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.

    From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being

  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Lends in Louisiana
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.

  • Legacy Mortgage Services
  • 6425 Youree Drive, Suite 100, Shreveport, LA, 71105
  • Lends in Louisiana
  • "We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners.

    Our company was established with a mission to fulfill two goals that all great organizations have in com

  • Prudent Mortgage LA LLC
  • 7591 Fern Avenue, Suite 1802, Shreveport, LA, 71105
  • Lends in Louisiana
  • There is no bigger investment you will make than purchasing your home. Prudent Mortgage LA primary focus is to administer an unrivaled experience to our clients, facilitating and acquiring financing with a personalized concierge approach. We have created and optimized our systems and work-flow to create and increase efficiency in the loan process.

  • Pierremont Mortgage
  • 6425 Youree Drive, Suite 590, Shreveport, LA, 71105
  • Lends in Louisiana
  • Pierremont Mortgage brings over 28 years of experience and stability in the Louisiana marketplace and has complete access to the best mortgage products. Combining leading technology with our expertise enables us to deliver a seamless mortgage process. Pierremont Mortgage offers many financing programs including Conventional,