For 2025, the FHA loan limit in the county of Lincoln, situated in Ruston, LA, has been set to $472,030 for a single-family house. The limit rises to $604,400 for homes with two units, $730,525 for those with three units, and up to $907,900 for a four-unit property.
The upper limit for conventional loans is capped at $726,200 for single-family homes. For properties with two units, the ceiling is $929,850, it increases to $1,123,900 for three units, and for four-unit residences, there is a limit of $1,396,800.
By using our FHA calculator, you'll discover today's optimum FHA rates. It also helps evaluate the required down payment, income, necessary credit score, reserves, and documentation needed to qualify.
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The Lendersa® calculator offers the capability to match FHA terms and rates with other available loan programs. Delve into options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans in comparison to FHA.
Drawing from an extensive network of lenders, Lendersa® provides rapid analysis by comparing program details against your financial goals and personal financial situation in mere seconds.
For the current year 2025, see the Loan Limits Comparison Table for Ruston county in Lincoln, LA. This tool allows for a detailed evaluation of the maximum loan amounts available across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. If you want to explore qualifying requirements like income, reserves, and credit criteria, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be of great assistance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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