In 2025, the FHA loan limits in Jonesboro, within the county of Jackson, LA, are defined as $472,030 for single-family homes. For two-unit properties, the limit increases to $604,400, reaching $730,525 for three-unit homes, and $907,900 for those with four units.
The maximum amount for conventional loans on a single-family house is $726,200. For two-unit residences, the cap is $929,850, extending to $1,123,900 for three units, and reaching $1,396,800 for four units.
We offer an FHA calculator to help you find today's most favorable FHA rates and calculate the necessary down payment, income, credit requirements, reserves, and documents for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms against those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive perspective.
Lendersa® accesses data from thousands of lenders and quickly evaluates it based on your individual financial profile and needs.
For 2025, the Loan Limits Comparison Table for Jonesboro in the county of Jackson, LA, enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To evaluate qualification requirements including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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