For the year 2026, the FHA loan limit in Springhill, situated in the county of Webster, LA, stands at $472,030 for single-family homes. For properties with two units, it's $604,400; for those with three, it's set at $730,525, and four-unit properties hit $907,900.
Conventional loans reach a maximum amount of $726,200 for a single-family residence. For two-unit properties, the limit is $929,850; for three units, it's $1,123,900, and for four units, it is capped at $1,396,800.
Utilize our FHA calculator to find out the best FHA rates today and calculate necessary down payment, income, credit, reserves, and the documents needed for eligibility.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans alongside other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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For 2026, the Loan Limits Comparison Table in Springhill, county of Webster, LA, offers a comparative overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into the requirements like income, reserves, and credit, try using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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