2026 FHA Loan Limits for Sulphur, Calcasieu County, Louisiana

For 2026, the FHA loan limit in Calcasieu, Sulphur, LA, is $472,030 for a single-family home. It rises to $604,400 for duplexes, $730,525 for triplexes, and reaches $907,900 for four-unit properties.

Conventional loan amounts have a maximum of $726,200 for a single-family residence, increasing to $929,850 for two-unit dwellings, $1,123,900 for three-unit homes, and peaking at $1,396,800 for four-unit structures.

Utilize our FHA calculator to discover the leading FHA rates available today. This tool helps determine necessary items: down payment, income levels, credit requirements, reserves, and documentation for qualification.

Review and compare diverse loan offers from a selection of 100 lenders

Examine Your Financing Options in Sulphur, LA

The Lendersa® calculator equips you to weigh FHA rates and conditions against alternative loan programs. Delve into options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.

Lendersa® aggregates loan information from thousands of lenders, facilitating quick comparisons tailored to your specific financial profile and requirements.

For 2026 in Calcasieu of Sulphur, LA, the Loan Limits Comparison Table provides insights on maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Compare essential qualification requirements such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sulphur county of Calcasieu, LA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Sulphur FHA Lenders

  • First Federal Bank of Louisiana
  • 1135 Lakeshore Drive, Lake Charles, LA, 70601
  • Lends in Louisiana
  • First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live!

    We do not allow graphic, obscene, explicit or racial comments

  • AFI Mortgage Company
  • 313 Alamo Street, Suite A, Lake Charles, LA, 70601
  • Lends in Louisiana
  • AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.

  • Louisiana Mortgage Associates
  • 2915 Ryan Street, Lake Charles, LA, 70601
  • Lends in Louisiana
  • The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.

  • Lakeside Bank LA
  • 4735 Nelson Rd., Lake Charles, LA, 70606
  • Lends in Louisiana
  • Lakeside is committed to working for our community by offering consumers and businesses a banking experience based on long-term relationships, financial experience and our long-standing commitment to Southwest Louisiana. We combine personal service with the latest technology to deliver the most current products and services to our customers.

  • Bayou Mortgage LLC
  • 1912 Southwood Drive, Lake Charles, LA, 70605
  • Lends in Louisiana
  • "Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana.
    We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."

  • Pemberton Mortgage Group
  • 1918 Southwood Dr, Lake Charles, LA, 70605
  • Lends in Louisiana
  • At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.

  • First National Bank in DeRidder
  • 823 Mahlon Street, Deridder, LA, 70634
  • Lends in Louisiana
  • FNBD has been serving Southwest Louisiana for over 85 years. With the largest market share of any bank in Beauregard Parish, we are continuing to build upon that foundation of financial stability in Calcasieu Parish & the surrounding areas. FNBD is committed to serving the residents & businesses of SWLA with superior service and professional.

  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Lends in Louisiana
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.

  • Meritus Credit Union
  • 515 Guilbeau Road, Lafayette, LA, 70506
  • Lends in Louisiana
  • Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,

  • Central Mortgage Services, Inc
  • 209 North Luke Street, Lafayette, LA, 70506
  • Lends in Louisiana
  • Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.