In 2026, the FHA loan limit in Thibodaux of LA, specifically within Lafourche county, is $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit homes, and $907,900 for four-unit residences.
The maximum amount for a conventional loan starts at $726,200 for a single-family home, then $929,850 for two units, $1,123,900 for three units, and extends to $1,396,800 for four units.
Utilize our FHA calculator to view today's top FHA rates and ascertain the required down payment, income, credit, reserves, and documentation necessary for qualification.
The Lendersa® calculator provides a tool to compare FHA rates and terms with those from other loan programs. Investigate options including conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® retrieves vast amounts of data from thousands of lenders and compares them swiftly to your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Thibodaux, Lafourche, LA, allows you to compare the maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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