2026 max FHA loan in Agawam, Hampden Massachusetts

For 2026, the FHA loan limit in Agawam county, part of Hampden, MA, is $472,030 for single-family homes. The limit rises to $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-unit buildings.

As for conventional loans, the cap for single-family residences is $726,200, $929,850 for 2-unit homes, $1,123,900 for 3-units, and the limit for 4-units is $1,396,800.

Utilize our FHA calculator to explore today's FHA finest rates, estimate your downpayment, income, credit, reserves, and document needs to qualify.

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Investigate loan options in Agawam, MA

The Lendersa® calculator allows you to compare key rate & terms of FHA loans against various other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® efficiently gathers loan data from thousands of lenders to match it with your financial profile promptly.

The Loan Limits Comparison Table for 2026 in Agawam county of Hampden, MA, highlights maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth qualification comparisons including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

	SFR	2 Units	3 Units	4 Units
FHA	$472,030	$604,400	$730,525	$907,900
Conventional Conforming	$548,250	$702,000	$848,500	$1,054,500
Convetional High Balance	$726,200	$929,850	$1,123,900	$1,396,800
USDA	$336,500	$336,500	$336,500	$336,500
VA	$726,200	$929,850	$1,123,900	$1,396,800
None-Qm	$1,500,000	$1,500,000	$1,500,000	$1,500,000
None- QM- Super Jumo	$5,000,000	$5,000,000	$5,000,000	$5,000,000
Reverse Mortgage (HECM)	$822,375	$822,375	$822,375	$822,375
Proprietary Reverse Mortgage (Non-FHA)	$4,000,000	$4,000,000	$4,000,000	$4,000,000
Hard Money	$90,000,000	$90,000,000	$90,000,000	$90,000,000

Agawam FHA Lenders
(413) 744-3431 Lender's profile and map MassMutual Federal Credit Union 1295 State Street, Springfield, MA, 01111 Lends in Massachusetts MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe
(888) 301-9210 Lender's profile and map Polaris Home Loans, LLC One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144 Lends in Massachusetts Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(413) 739-6961 Lender's profile and map Freedom Credit Union 1976 Main Street, Springfield, MA, 01103 Lends in Massachusetts Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
(413) 733-2800 Lender's profile and map Pioneer Valley Credit Union 246 Brookdale Drive, Springfield, MA, 01104 Lends in Massachusetts Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.
(413) 737-1100 Lender's profile and map USA Mortgage Network, Inc. 1333 Boston Road, Springfield, MA, 01119 Lends in Massachusetts We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.
(413) 592-9495 Lender's profile and map The Polish National Credit Union 46 Main Street, Chicopee, MA, 01020 Lends in Massachusetts the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967
(413) 536-0475 Lender's profile and map Alden Credit Union 710 Grattan Street, Chicopee, MA, 01020 Lends in Massachusetts Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value
(844) 587-6328 Lender's profile and map LUSO FEDERAL CREDIT UNION 599 East St, Ludlow, MA, 01056 Lends in Massachusetts LUSO Federal Credit Union, is a member owned, not-for-profit financial cooperative, providing many services to you. We have checking accounts, savings accounts, mortgages, auto loans, refinancing and more with two Western MA branch locations in Ludlow and Wilbraham. We are dedicated to providing access to affordable credit and banking services
(413) 267-4646 Lender's profile and map Monson Savings Bank 146 Main Street, Monson, MA, 01057 Lends in Massachusetts Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great
Also lends in Massachusetts
(860) 647-7701 Lender's profile and map Right Trac Financial Group 110 Main Street, Manchester, CT, 06042 "Our vision is to make sure that the American Dream lives on. That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life. That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."