For 2026, the FHA loan limit in Agawam county, part of Hampden, MA, is $472,030 for single-family homes. The limit rises to $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-unit buildings.
As for conventional loans, the cap for single-family residences is $726,200, $929,850 for 2-unit homes, $1,123,900 for 3-units, and the limit for 4-units is $1,396,800.
Utilize our FHA calculator to explore today's FHA finest rates, estimate your downpayment, income, credit, reserves, and document needs to qualify.
The Lendersa® calculator allows you to compare key rate & terms of FHA loans against various other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers loan data from thousands of lenders to match it with your financial profile promptly.
The Loan Limits Comparison Table for 2026 in Agawam county of Hampden, MA, highlights maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth qualification comparisons including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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