During 2026, the FHA loan limit for Longmeadow, in Hampden county of MA, is set at $472,030 for single-family residences. The limit increases to $604,400 for two units, $730,525 for three units, and reaches $907,900 for four units.
As for conventional loans, the maximum amounts are allocated as follows: $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 when considering four-unit properties.
Leverage our FHA calculator to explore today's most competitive FHA rates, and determine the necessary down payment, income level, credit rating, reserves, and required documents for qualification.
With the Lendersa® calculator, you can examine FHA rates and terms compared to those offered by other loan programs. This includes options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA offerings.
Lendersa® systematically gathers loan data from a multitude of lenders and rapidly aligns this data to fit your individual financial profile and specific needs.
Refer to the Loan Limits Comparison Table for 2026 in Longmeadow county of Hampden, MA. This comprehensive resource allows you to compare the maximum loan amounts for a variety of programs including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria including income, reserves, and credit requirements, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is at your service.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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