In 2026, the FHA loan limit for Kingston, located in the county of Plymouth, MA, is set at $828,000 for a single-family home, $1,060,000 for two-unit homes, $1,281,300 for three-unit properties, and $1,592,350 for buildings with four units.
Regarding conventional loans, the highest permissible amount is $828,000 for a single-family residence, $1,060,000 for duplexes, $1,281,300 for triplexes, and $1,592,350 for four-unit residences.
Use our FHA calculator to explore today's top FHA rates and specifications for the required downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator permits comparisons between FHA rates and terms along with those of other loan types. Examine options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® quickly collects detailed loan data from thousands of lenders, efficiently comparing it with your financial situations and needs.
Utilize the Loan Limits Comparison Table for 2026 in Kingston in the county of Plymouth, MA, which presents maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For examining qualification standards involving income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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