In 2025, the FHA loan limit in Ludlow county of Hampden, MA is $472,030 for a single-family home. For 2-units, the limit is set at $604,400; for 3-units, it's $730,525; and for 4-units, it reaches $907,900.
For conventional loans, the maximum available for a single-family residence is $726,200. For 2-units, the limit is $929,850; for 3-units, it is $1,123,900; and for 4-units, it caps at $1,396,800.
Use our FHA calculator to find today’s best FHA rates and assess the necessary downpayment, income requirements, credit, reserves, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with various other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers extensive loan data from thousands of lenders and matches it efficiently with your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Ludlow county of Hampden, MA, provides a comprehensive review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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