For 2025, the FHA loan limits in Belchertown, within Hampshire county, MA, stand at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
Conventional loan maximums are set at $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit dwellings.
Leverage our FHA calculator to check current FHA rates and ascertain the necessary down payment, income, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with other loan program options. Discover and compare alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly collects comprehensive data from thousands of lenders, aligning it with your financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2025 in Belchertown county of Hampshire, MA, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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