For 2026, the FHA loan limits in Malden, within Middlesex county in MA, are established at $828,000 for single-family homes, $1,060,000 for duplexes, $1,281,300 for triplexes, and $1,592,350 for four-unit properties.
Concerning conventional loans, the maximum for a single-family residence is $828,000. For houses with two units, the limit is $1,060,000, for three-unit homes it goes to $1,281,300, and for four units, it caps at $1,592,350.
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You can use the Lendersa® calculator to compare FHA rates and terms with all other loan programs. Take the opportunity to explore options, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
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For 2026, the Loan Limits Comparison Table in Malden, part of Middlesex county in MA, allows comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. To thoroughly evaluate qualification criteria, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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