In 2026, the FHA loan limit for Medford in Middlesex county, MA, includes $828,000 for a single-family home, $1,060,000 for two units, $1,281,300 for three units, and $1,592,350 for properties with four units.
Maximum conventional loan amounts are set at $828,000 for single-family residences. For two-unit homes, it's $1,060,000, for three units it's $1,281,300, and for quadplexes, it reaches $1,592,350.
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The Lendersa® calculator allows a comprehensive comparison of FHA rates and terms against other loan programs. Evaluate and differentiate between options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
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The 2026 Loan Limits Comparison Table for Medford, part of Middlesex county, MA, provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for robust analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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