As per 2025, the FHA loan limit for a single-family residence in New-Bedford, Bristol county, MA, is set at $506,000. Additionally, the limits for a duplex stand at $647,750, for a triplex at $783,000, and for a four-unit home at $973,100.
Conventional loans, on the other hand, have a maximum cap of $548,250 for a single-unit dwelling. For two-unit homes, the limit rises to $702,000, three-unit properties are capped at $848,500, and for four-unit homes, the ceiling is $1,054,500.
Our FHA calculator is available to help you discover the most attractive FHA rates today, as well as to evaluate the required downpayment, income, credit, reserves, and the necessary documents for loan qualification.
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The Lendersa® calculator provides a comprehensive tool for comparing FHA rates and conditions with those of other loan programs. Dive into analyzing Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA for a complete picture.
Gathering data from a multitude of lenders, Lendersa® swiftly processes your specific financial circumstances to furnish personalized loan options just for you, all within seconds.
Our Loan Limits Comparison Table for the year 2025, available for New-Bedford located in Bristol, MA, enables a thorough comparison of maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To deeply analyze criteria like income, reserves, and credit requirements, you can utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for tailored insights, ensuring you make well-informed financial decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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