2025 brings FHA loan limits for the county where Smith-Mills is located within Bristol, MA. These are set at $506,000 for a single-family residence, $647,750 for properties with two units, $783,000 for those with three units, and $973,100 for four-unit homes.
For conventional loans, the loan cap on a single-family house is $548,250; for a duplex, the limit is $702,000; triplexes have a maximum amount of $848,500; and finally, four-unit buildings are limited to $1,054,500.
Our FHA calculator is your key to discovering the best FHA rates available today. It can help you compute what's needed for downpayments, credit, income, reserve funds, and required documentation to qualify.
Enhance your understanding of loan options with the Lendersa® calculator, which compares rates and terms of FHA loans against other popular loan products. These include conventional mortgages, jumbo loans, VA, USDA, Non-QM, and hard money loans, providing a comprehensive view of all available choices.
Lendersa® efficiently gathers extensive loan data from an enormous network of lenders to provide tailored comparisons in mere seconds, addressing your specific financial profile and conditions.
For the year 2025, examine the Loan Limits Comparison Table for Smith-Mills in Bristol county, located in MA. This table outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To delve into qualification criteria such as earnings, savings, and credit analysis, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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