For 2026, the FHA loan limits in Peabody county of Essex, MA, are $828,000 for a single-family home, $1,060,000 for two units, $1,281,300 for three units, and $1,592,350 for four units.
Regarding conventional loans, the cap for a single-family house is $828,000. It is $1,060,000 for duplexes, $1,281,300 for triplexes, and $1,592,350 for four-plexes.
Use our FHA calculator to access current FHA best rates and figure out the down payment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Investigate and compare options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® aggregates data from thousands of lenders and swiftly aligns it with your financial profile.
The Loan Limits Comparison Table for 2026 in Peabody county of Essex, MA helps you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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