In 2026, the FHA loan limit for Danvers county of Essex, MA is set at $828,000 for a single-family home. For properties with 2-units, it's $1,060,000, for 3-units, $1,281,300, and for those with 4-units, the limit is $1,592,350.
The upper limit for conventional loans on a single-family residence is $828,000. For 2-units, the maximum is $1,060,000, for 3-units, it's $1,281,300, and for 4-units, you can borrow up to $1,592,350.
Use our FHA calculator to check today’s best FHA rates and determine the downpayment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan programs. Consider and contrast options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® rapidly collects data from thousands of lenders, aligning it with your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Danvers county of Essex, MA provides an overview of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further comparison of qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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