For 2026, the FHA loan limits in Quincy county, Norfolk, MA, are: $828,000 for single-family homes, $1,060,000 for two-unit homes, $1,281,300 for three-unit properties, and $1,592,350 for four-unit buildings.
Conventional loans have a cap of $828,000 for single-family homes. For two-unit residences, the limit is $1,060,000, for three-unit homes it's $1,281,300, and for four-units, it's set at $1,592,350.
Our FHA calculator can help you find the latest FHA rates and calculate necessary downpayment, income, credit, reserves, and documents for qualification.
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Check out the Loan Limits Comparison Table for 2026 in Quincy, Norfolk, MA, comparing FHA and other loans like Conventional, Jumbo, USDA, VA, Non-QM, and more. For understanding qualification factors like income and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $616,400 | $616,400 | $616,400 | $616,400 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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