In 2026, FHA loan limits for Rochester county in Plymouth, MA, are established at $828,000 for a single-family home. For properties with 2-units, the limit is set at $1,060,000, rising to $1,281,300 for 3-units and reaching $1,592,350 for 4-units.
The maximum amount for conventional loans on a single-family residence is $828,000. For 2-unit homes, it stands at $1,060,000, with the limit for 3-units being $1,281,300, and for 4-units it's $1,592,350.
Utilize our FHA calculator to explore today’s favorable FHA rates and discover the needed downpayment, income, credit, reserves, and documents to qualify.
Through the Lendersa® calculator, you can compare the rates and terms of FHA loans alongside those from other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, for insightful exploration.
Lendersa® sources extensive loan data from numerous lenders, quickly aligning comparisons with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Rochester county of Plymouth, MA, offers a view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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