In 2026, the FHA loan limits for properties in Rockport county of Essex, MA are set at $828,000 for a single-family home. Limits increase to $1,060,000 for 2-units, $1,281,300 for 3-units, and $1,592,350 for 4-units.
For conventional loans on a single-family residence, the maximum amounts are $828,000. The limits are $1,060,000 for 2-units, $1,281,300 for 3-units, and $1,592,350 for 4-units.
Utilize our FHA calculator to explore today's premier FHA rates and assess the necessary downpayment, income, credit, reserves, and documents required for qualification.
With the Lendersa® calculator, you can contrast the rates and terms of FHA loans with various other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from numerous sources, promptly tailoring comparisons to match your financial status and requirements.
The Loan Limits Comparison Table for 2026 in Rockport county of Essex, MA facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To evaluate criteria like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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