In the year 2026, the FHA loan limits for properties in Rowley, within Essex, MA, are as follows: $828,000 for a single-family home. The limit rises to $1,060,000 for 2-unit properties, increases to $1,281,300 for 3-units, and caps at $1,592,350 for 4-units.
Regarding conventional loans, the maximum amount for a single-family residence is $828,000. The limits for multi-unit properties are $1,060,000 for 2-units, $1,281,300 for 3-units, and $1,592,350 for 4-units.
Use our FHA calculator to discover today’s top FHA rates and determine the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator provides the ability to compare FHA rates and terms against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Engage in comprehensive exploration and comparison.
By aggregating loan data from thousands of lenders, Lendersa® allows swift comparisons tailored to your specific financial needs.
The Loan Limits Comparison Table for 2026 in Rowley county of Essex, MA, provides a detailed review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification prerequisites like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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