For 2026 in Somerset, within Bristol, MA, the FHA loan limits are $661,250 for a single-family home, $846,500 for two units, $1,023,250 for three units, and $1,271,650 for four units.
Conventional loan maximums are $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Use our FHA calculator to discover today’s top FHA rates, and evaluate downpayment, income, credit reserves, and document requirements for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with various other loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By gathering data from thousands of lenders, Lendersa® instantly aligns loan programs with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Somerset, Bristol, MA covers FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. For insight into qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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