For the year 2026, the FHA loan limit within Swansea county, located in Bristol, MA, is set at $661,250 for a single-family dwelling. For duplexes, it rises to $846,500, whereas triplexes have a limit of $1,023,250, and for four-unit properties, it tops at $1,271,650.
The highest permissible amount for conventional loans varies by property size: $726,200 for single-family homes, $929,850 for duplexes, and $1,123,900 for three-unit residences. Quadplexes carry a maximum of $1,396,800.
Access our FHA calculator to review today's leading FHA interest rates and assess requirements like down payment, income, credit, reserves, and necessary documents for eligibility.
The Lendersa® calculator tool assists you in contrasting FHA rates and terms with those of various other loan programs. Delve into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans alongside FHA.
Lendersa® collects comprehensive loan program information from a vast array of lenders and swiftly compares these options with your personal financial situation and requirements.
Consult the Loan Limits Comparison Table for 2026 in Swansea county of Bristol, MA, which outlines maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. When comparing criteria like income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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