For 2026, the FHA loan limit in Wellesley county, which is part of Norfolk in MA, is set at $828,000 for a single-family home. For duplexes, the limit is $1,060,000; for triplexes, it's $1,281,300; and for fourplexes, the cap stands at $1,592,350.
As for conventional loans, they offer a maximum of $828,000 for a single-family home. For properties with 2-units, the threshold is $1,060,000. For those with 3-units, it rises to $1,281,300, and for buildings with 4-units, the cap is $1,592,350.
Utilize our FHA calculator to check out the best FHA rates available today and estimate the necessary downpayment, along with income, credit requirements, reserves, and any required documentation for qualification.
The Lendersa® calculator provides a robust tool for comparing FHA rates and terms with those of other loan programs. Compare and contrast various loans including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA provisions.
Lendersa® compiles comprehensive data from a wide array of lenders and promptly matches it against your specific financial profile and needs, enabling you to make informed decisions quickly.
The Loan Limits Comparison Table for 2026 within Wellesley county of Norfolk, MA, allows for a detailed comparison of the highest amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $616,400 | $616,400 | $616,400 | $616,400 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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