For 2025, the FHA loan limits in Needham county within Norfolk, MA, are $828,000 for a single-family home. If you're looking at 2-unit properties, the maximum is $1,060,000. For 3-unit properties, it's $1,281,300, and for 4-units, the limit is capped at $1,592,350.
In terms of conventional loans, the ceiling for a single-family residence is $828,000. When considering a 2-unit home, the cap is $1,060,000; for 3-unit dwellings, $1,281,300; and for those with 4-units, $1,592,350 is the limit.
Explore today’s FHA best rates using our calculator to assess downpayment requirements, income, credit, reserves, and the necessary documents to ensure you qualify.
The Lendersa® calculator provides a platform to compare FHA rates and terms alongside all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This comparison helps identify the most suitable choice for you.
From thousands of lenders, Lendersa® gathers expansive loan program data and quickly aligns it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Needham county, Norfolk, MA, offers a comprehensive comparison between the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine criteria like income, reserves, and credit conditions, Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized for detailed insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $616,400 | $616,400 | $616,400 | $616,400 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
