For the year 2026, the FHA loan limit in West-Newbury, Essex, within MA, is valued at $724,500 for a single-family dwelling. For 2-units, the limit is $927,500, for 3-units it's $1,121,150, and for 4-units, it stands at $1,393,300.
Conventional loan limits for single-family properties reach up to $724,500. For those with two units, the cap is $927,500, while for three units, it is $1,121,150. Properties with four units have a limit of $1,393,300.
Try our FHA calculator to access today’s best FHA rates. It aids in determining the required downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator allows you to juxtapose the terms and rates of FHA loans with a variety of other lending programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
By retrieving loan program data from a vast array of lenders, Lendersa® quickly aligns these options with your specific financial profile and requirements.
In 2026, compare the Loan Limits of West-Newbury in Essex, MA for different loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For comparison of qualification criteria like income, reserves, and credit conditions, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $724,500 | $927,500 | $1,121,150 | $1,393,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $724,500 | $927,500 | $1,121,150 | $1,393,300 |
| USDA | $579,600 | $579,600 | $579,600 | $579,600 |
| VA | $724,500 | $927,500 | $1,121,150 | $1,393,300 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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