In 2026, the FHA loan limits in Amesbury county of Essex, MA are set at $828,000 for a single-family home, $1,060,000 for two-unit buildings, $1,281,300 for three units, and $1,592,350 for four units.
The maximum loan amount for conventional loans on a single-family residence is $828,000. For two units, it is $1,060,000, for three units $1,281,300, and for four units $1,592,350.
Utilize our FHA calculator to explore today’s top FHA rates and to calculate the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows for comprehensive comparison of FHA rates and terms against other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves loan program data from thousands of lenders, making quick comparisons with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Amesbury county of Essex, MA, enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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