In 2025, the FHA loan limits in Wilmington county, part of Middlesex, MA, are established as $828,000 for a single-family home. For 2-units, the limit is $1,060,000; for those with 3-units, it is $1,281,300; and for 4-units, the maximum is $1,592,350.
Regarding conventional loans, the maximum amount for a single-family dwelling is $828,000. For residences with 2-units, it's $1,060,000, for 3-units it rises to $1,281,300, and for 4-units, the cap is $1,592,350.
Utilize our FHA calculator to explore today’s top FHA rates and calculate required factors like downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan packages. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
With data collected from thousands of lenders, Lendersa® quickly aligns it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Wilmington county of Middlesex, MA facilitates a comparison across maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess further qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
