As of 2026, the FHA loan limits in Annapolis county, encompassing Anne Arundel, MD, are defined as follows: $632,500 for a single-family home, extending to $809,700 for 2-units, $978,750 for 3-unit residences, and $1,216,350 for homes with 4-units.
For conventional loans, the maximum borrowing cap on a single-family residence is $726,200. For properties with 2-units, it stretches to $929,850, for 3-units, it reaches $1,123,900, and for 4-units, the maximum is $1,396,800.
Our FHA calculator aids in viewing today’s leading FHA rates. It helps you calculate the necessary downpayment and assess requirements for income, credit history, reserves, and documents necessary for qualification.
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The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of various other loan programs. Choose from options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently compiles comprehensive loan data from a multitude of lenders, executing prompt comparisons against your personal financial profile and needs.
In 2026, the Loan Limits Comparison Table for Annapolis county within Anne Arundel, MD, offers a comprehensive comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly evaluate required qualifications including income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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