In 2025, the FHA loan limits in Annapolis-Neck county of Anne Arundel, MD are set at $538,200 for single-family homes, $689,000 for two-unit properties, $832,850 for three-unit buildings, and $1,035,000 for four-unit residences.
The upper limit of conventional loans for a single-family home is $548,250, for duplex it's $702,000, for triplex $848,500, and for four units $1,054,500.
Utilize our FHA calculator to discover today's optimal FHA rates and calculate essentials such as downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of all other loan programs. Compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly aggregates data from thousands of lenders and applies it to your unique financial profile and needs.
See the Loan Limits Comparison Table for 2025 in Annapolis-Neck county, Anne Arundel, MD, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For qualification insights on income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
