In 2026, the FHA loan limits for Berlin county within Worcester, MD are as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for properties with four units.
Conventional loan maxima for a single-family residence stand at $726,200. For two-unit homes, the limit is $929,850, for three-unit residences it is $1,123,900, and for four-unit dwellings, the cap is $1,396,800.
With our FHA calculator, you can access today’s leading FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with those of other loan programs. Consider options across the board: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® aggregates extensive data from thousands of lenders, providing rapid comparisons tailored to your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Berlin county, Worcester, MD, details maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine income, reserves, and credit qualification criteria in-depth.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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