FHA Loan Limits for Berlin, Worcester County, MD in 2023

In 2025, FHA loan limit in Berlin county of Worcester, Maryland is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Berlin county of Worcester, Maryland compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Berlin county of Worcester, MD

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Access Capital Mortgage
  • 4600 East-West Hwy, Bethesda, MD, 20814
  • Access Capital Mortgage is a full service nationwide lender, known for its integrity and experience in the mortgage industry. We offer multiple loan programs with great rates and flexible terms. Access Capital Mortgage has three retail branches conveniently located in the Baltimore, Maryland Metro Washington D.C. area.
  • MMMT Mortgage
  • 11815 Fountain Way, Suite 300, Newport News, VA, 23606
  • MMMT Mortgage is a premier mortgage company that has been serving home buyers in Virginia and Maryland since 2006. I am a licensed and experienced loan officer with wide-ranging trade expertise and a lifelong passion for assisting people in need. As your mortgage broker, I promise to use my skills, products, and network to serve you.
  • KPG Mortgage LLC
  • 3745 Running Springs Road, Ellicott City, MD, 21042
  • KPG Mortgage is a full-service mortgage company offering some of the lowest interest rates on the market for refinances and new home purchases and also We have a simple process, from a straightforward application to an on-time closing. Our expertise translates to a great customer experience. Let us be your trusted advisor.
  • Abiz Mortgage
  • 9977 Old Annapolis Road, Ellicott City, MD, 21042
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Atlantic Mortgage and Funding, Inc.
  • 780 Lynnhaven Parkway, Suite 160, Virginia Beach, VA, 23452
  • At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • 1Rate Inc
  • 12123 Heritage Park Circle, Silver Spring, MD, 20906
  • 1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
  • US Mutual Home Loans Inc
  • 201 International Circle, Suite 230, Hunt Valley, MD, 21030
  • We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
  • Alliance Mortgage Funding Inc
  • 111 Warren Road, Suite 10A, Cockeysville, MD, 21030
  • Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
  • Freedmont Mortgage Group
  • 50 Scott Adam Rd, Cockeysville, MD, 21030
  • Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.