In 2025, FHA loan limits for Salisbury county, situated in Wicomico, MD, are set at $472,030 for a single-family home. The limit extends to $604,400 for 2-unit properties, grows to $730,525 for 3-unit homes, and reaches $907,900 for those with 4 units.
Regarding conventional loans, the highest amount available for a single-family residence is $726,200. For residences with two units, it is $929,850, for buildings with three, the figure is $1,123,900, and for four-unit properties, the cap is $1,396,800.
Leverage our FHA calculator to explore today’s top FHA rates. Determine the necessary downpayment along with income and credit assessments, reserve requirements, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Discover the differences among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® efficiently retrieves data from thousands of lending programs and swiftly contrasts it against your individual financial situation and requisites.
The Loan Limits Comparison Table for 2025 in Salisbury county within Wicomico, MD aids in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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