During 2026, the FHA loan limits for Brunswick county in Frederick, MD are as follows: $1,089,300 for a single-family home, $1,394,775 for homes consisting of 2-units, $1,685,850 for properties with 3-units, and $2,095,200 for those with 4-units.
For conventional loans, the borrowing limit for a single-family residence is $1,089,300. Meanwhile, for 2-unit properties, it stands at $1,394,775, for 3-units, it's $1,685,850, and for 4-units, the cap is $2,095,200.
Use our FHA calculator to uncover today’s best available FHA rates, as well as assessing the necessary down payment, income level, credit score, reserves, and documentation required to meet qualification criteria.
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The Lendersa® calculator allows you to examine FHA loan rates and terms alongside other loan programs. Dive into the comparison, evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as they relate to FHA.
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The Loan Limits Comparison Table for 2026 located in Brunswick county of Frederick, MD, offers a comprehensive view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparison of qualification needs, such as income, reserves, and credit criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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