As of 2025, the FHA loan limits in Frederick county of Frederick, MD are as follows: $1,089,300 for a single-family home, $1,394,775 for properties with 2 units, $1,685,850 for 3-unit homes, and $2,095,200 for 4-unit structures.
For conventional loans, the maximum amounts are $1,089,300 for a single-family residence, $1,394,775 for 2 units, $1,685,850 for 3 units, and $2,095,200 for 4 units.
Our FHA calculator can show you today's top rates and help calculate the required downpayment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator makes it easy to compare FHA rates and terms with other loan programs. Explore and contrast options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, with FHA.
Lendersa® gathers data from thousands of lenders, providing tailored comparisons to your financial profile.
The Loan Limits Comparison Table for 2025 in Frederick county, Frederick, MD helps you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and maximum hard money loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare eligibility criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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