In 2026, the FHA loan limits for Crisfield County in Somerset, MD are established as follows: a limit of $472,030 for a single-family home, $604,400 for properties with 2-units, $730,525 for those with 3-units, and $907,900 for 4-unit residences.
The maximum loan amounts for conventional loans on a single-family residence are set at $726,200. For 2-unit properties, the cap is $929,850, for those with 3-units it is $1,123,900, and for 4-units, the limit is $1,396,800.
Utilize our FHA calculator to view today's best FHA rates and determine the necessary down payment, income requirements, credit needs, reserves, and documents needed to qualify.
The Lendersa® calculator is designed to help you compare the rates and terms of FHA loans with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore and compare these options to find the best fit for your financial situation.
Lendersa® gathers detailed loan program data from thousands of lenders, and efficiently aligns this information with your unique financial profile and needs, providing quick and tailored comparisons.
The Loan Limits Comparison Table for 2026 in Crisfield County, MD offers insights into maximum loan amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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