2026 FHA (Government Loans) Limits for Walkersville, Frederick County, Maryland

In 2026, the FHA loan limits in Walkersville county, Frederick, MD are: $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

The maximums for conventional loans on a single-family residence start at $1,089,300, with $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

Use our FHA calculator to check today’s best FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documents for qualification.

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The Lendersa® calculator lets you compare FHA rates with those of other loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® obtains data from thousands of lenders, quickly aligning it with your unique financial profile and needs.

Consult the Loan Limits Comparison Table for 2026 in Walkersville county, Frederick, MD, covering maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Walkersville county of Frederick, MD

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Walkersville FHA Lenders

  • Revolutionary Mortgage Company
  • 9099 Ridgefield Drive, Suite 104, Frederick, MD, 21701
  • Lends in Maryland
  • Revolutionary Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Addison Mortgage Consultants
  • 5 Hillcrest Dr, Suite B203, Frederick, MD, 21703
  • Lends in Maryland
  • Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Middletown Valley Bank
  • 24 West Main Street, Middletown, MD, 21769
  • Lends in Maryland
  • Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.

  • Mlend
  • 8803 Baltimore National Pike, Middletown, MD, 21769
  • Lends in Maryland
  • "Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy""​ to homebuyers throughout the mid-atlantic region.

    We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.

  • Community Mortgage LLC
  • 602 Center Street, Suite 107, Mount Airy, MD, 21771
  • Lends in Maryland
  • Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction

  • Ritter Mortgage Group
  • 1230 Nottingham Road, Westminster, MD, 21157
  • Lends in Maryland
  • The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .

  • MortgageOne, LLC
  • 102 Skyline Ct, Westminster, MD, 21157
  • Lends in Maryland
  • We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.

  • MidAtlantic Farm Credit
  • 45 Aileron Ct., Westminster, MD, 21157
  • Lends in Maryland
  • MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.

  • McCormick Mortgage Services LLC
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Lends in Maryland
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.

  • McCormick Mortgage Services
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Lends in Maryland
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.