In 2025, the FHA loan limits for Huntingtown County within Calvert, MD are defined as follows: for a single-family home, the maximum is $1,089,300. For properties with two units, the limit is set at $1,394,775, while three-unit homes have a threshold of $1,685,850. For homes with four units, the limit is $2,095,200. These caps provide vital financial support tailored to various housing types and ensure homeowners have access to appropriate funding options.
For conventional loans, the highest amount that can be lent on a single-family residence reaches $1,089,300. For homes featuring two units, lenders can provide up to $1,394,775. Properties with three units are capped at $1,685,850, and those with four units can secure loans up to $2,095,200. This extensive range offers flexibility and choice based on the size and type of property.
To take advantage of today’s best FHA rates and understand what you might need in terms of down payments, income requirements, credit score thresholds, reserve funds, and necessary documentation to qualify, utilize our comprehensive FHA calculator. This tool helps streamline the qualification process, making it easier for you to plan and proceed with confidence.
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The Lendersa® calculator is a versatile tool that allows users to compare both the rates and terms of FHA loans with those available through other lending programs. You can thoroughly explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA to find the best possible match for your financial situation.
By pulling together extensive loan program data from a wide array of lenders, Lendersa® swiftly aligns this information with your unique financial profile and needs. This expedites the review process and simplifies the decision-making process, offering tailored loan comparisons in just seconds.
Within the Loan Limits Comparison Table for 2025 in Huntingtown County, MD, users can compare maximum loan amounts available under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. When evaluating specific qualification requirements such as income, reserve availability, and credit necessities, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers a thorough, insightful analysis to guide you through the selection process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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