In 2026, the FHA loan limits in Prince-Frederick County, part of Calvert, MD are as follows: for a single-family home, the limit is $822,375. For properties with two units, it is $1,053,000; for those with three units, the limit reaches $1,272,750; and for four units, it is $1,581,750.
For conventional loans, the maximum is $822,375 for a single-family residence. The cap is $1,053,000 for two-unit dwellings, $1,272,750 for three units, and $1,581,750 for four units.
Utilize our FHA calculator to discover the top FHA rates today and calculate necessary down payment, income, credit needs, reserves, and the documents required for qualification.
The Lendersa® calculator lets you compare the rates and terms of FHA loans against other loan program options, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool provides a thorough exploration of various choices.
Lendersa® gathers extensive data from many lenders and quickly aligns it with your unique financial profile and needs, offering tailored loan comparisons efficiently.
The Loan Limits Comparison Table for 2026 in Prince-Frederick County, MD, outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insight into qualification requirements regarding income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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