In the year 2026, FHA loan limits in Leonardtown county of St. Mary's, MD are set as follows: $356,362 for a single-family home, $456,275 for properties with 2-units, $551,500 for 3-unit buildings, and $685,400 for 4-unit residences.
Conventional loan limits for single-family homes are $548,250. For 2-units, the amount increases to $702,000, for 3-units, it's $848,500, and for 4-unit properties, it reaches $1,054,500.
Utilize our FHA calculator to uncover today’s top FHA rates and determine necessary elements like downpayment, income requirements, credit score, reserves, and the needed documentation to qualify successfully.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with those from other programs. Discover options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® swiftly gathers comprehensive data from thousands of lenders, aligning it with your personal financial situation and needs to provide tailored comparisons.
The Loan Limits Comparison Table for 2026 in Leonardtown county of St. Mary's, MD showcases maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to understand qualification requisites like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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