For 2026, in Melwood County within Prince George's, MD, the FHA loan limits are established as follows: $822,375 for a single-family home, $1,053,000 for properties with two units, $1,272,750 for three-unit dwellings, and $1,581,750 for four-unit properties.
The maximum loan amount for conventional loans is set at $822,375 for a single-family residence, $1,053,000 for dual-unit homes, $1,272,750 for properties with three units, and $1,581,750 for those containing four units.
Our FHA calculator can provide today's best FHA rates and assist in calculating necessary down payments, income, credit requirements, reserves, and the documents needed for qualification.
The Lendersa® calculator lets you compare the rates and terms of FHA loans with other programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. It enables comprehensive exploration and comparison tailored to your needs.
Lendersa® compiles data from numerous lenders to quickly find matches with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Melwood County, MD details FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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